Find a Bankruptcy Lawyer in Essex Massachusetts
A Essex, Massachusetts Bankruptcy Lawyer will help you determine if bankruptcy is a possible solution to your financial problems. For those who qualify, Bankruptcy can give a Fresh Start. Chapter 7 erases most debts, including credit cards, payday loans, repossession deficiency balances, lawsuits, some tax obligations, and personal loans. Most debtorsidividuals maintain or keep cash reserves and personal belongings after filing chapter 7. Massachusetts state and Federal law dictate what people are allowed to keep (“Massachusetts State Exemptions”). Our firm will counsel you find out what belongings you are approved to keep and what property, if any, is at risk. Undoubtedly, under Massachusettsrules, most keep their homes, automobiles, clothes, furnishings, wedding rings, 401(k), IRA, and personal possessions.
Can a Essex Bankruptcy Lawyer determine if I qualify for Bankruptcy?
Even though you may have heard rumblings thatBankruptcy laws transformed in 2005, which now makes it more difficult to file for Bankruptcy. Although Liquidation bankruptcy rules did evolve, most people are still meet the requirements and qualify and file for Chapter 7. The new law introduced the “means test”, which is based on IRS standards and median incomes. Our Attorneys understand the means test and the requirements to qualify for Chapter 7.
- Eliminate Credit Card Debt
- Stop Creditor Harassment
- Eliminate Repossession Delinquencies
- Stop Credit Card lawsuits
- Stop Wage Garnishments
