Find a Bankruptcy Lawyer in Bellingham Massachusetts
A Bellingham, Massachusetts Bankruptcy Lawyer will help you determine if bankruptcy is a possible solution to your financial problems. For those who pass the means test, Chapter 7 offers a Fresh Start. Bankruptcy erases most financial burdens, including credit cards, payday loans, repossession deficiency balances, lawsuits, some tax obligations, and personal loans. Most idividuals retain or keep cash reserves and personal property after filing chapter 7. Massachusetts state and Federal law determine what people are entitled to keep (“Massachusetts State Exemptions”). Our firm will help you find out what property you are permitted to keep and what property, if any, is at risk. More than likely, under Massachusettslaw, individuals do not lose their homes, automobiles, clothes, furniture, jewelry, retirement savings, and personal possessions.
Can a Bellingham Bankruptcy Lawyer determine if I qualify for Bankruptcy?
You may have heard chatter thatChapter 7 laws transformed in 2005, which now makes it more difficult to file for Bankruptcy. While the Chapter 7 rules did evolve, most people are still able to qualify and file for Bankruptcy. The new law introduced the “means test”, which is based on IRS standards and median incomes. We understand the means test and the requirements to qualify for Chapter 7.
- Eliminate Credit Card Debt
- Stop Creditor Harassment
- Eliminate Repossession Delinquencies
- Stop Credit Card lawsuits
- Stop Wage Garnishments
