Find a Bankruptcy Lawyer in Swampscott Massachusetts
A Swampscott, Massachusetts Bankruptcy Lawyer will help you determine if bankruptcy is a possible solution to your financial problems. For individuals who cannot make ends meat, Bankruptcy provides a Fresh Start. Bankruptcy eliminates most financial burdens, including credit cards, payday loans, repossession deficiency balances, lawsuits, some tax obligations, and personal loans. Most idividuals retain or keep assets and personal property after filing chapter 7. Massachusetts state and Federal law authorize what individuals are allowed to keep (“Massachusetts State Exemptions”). Our firm will help you find out what possessions you are permitted to keep and what capital, if any, is at risk. More often than not, under Massachusettsrules, most keep their homes, automobiles, apparel, home furnishings, jewelry, retirement investments, and personal possessions.
Can a Swampscott Bankruptcy Lawyer determine if I qualify for Bankruptcy?
Even though you may have heard rumors thatChapter 7 laws changed in 2005, which now makes it more difficult to file for Bankruptcy. Even though Chapter 7 requirements did evolve, most debtors are still meet the requirements and qualify and file for Chapter 7. The new rules introduced the “means test”, which is based on IRS standards and median incomes. We understand the means test and the requirements to qualify for Chapter 7.
- Eliminate Credit Card Debt
- Stop Creditor Harassment
- Eliminate Repossession Delinquencies
- Stop Credit Card lawsuits
- Stop Wage Garnishments