Find a Bankruptcy Lawyer in Haverhill Massachusetts
A Haverhill, Massachusetts Bankruptcy Lawyer will help you determine if bankruptcy is a possible solution to your financial problems. For those facing financial difficulty who pass the means test, Liquidation Bankruptcy can give a Fresh Start. Bankruptcy eliminates most debts, including credit cards, payday loans, repossession deficiency balances, most judgments, some tax obligations, and personal loans. Most peopleidividuals retain or keep assets and personal belongings after filing chapter 7. Massachusetts state and Federal law describe what people are allowed to possess (“Massachusetts State Exemptions”). Our firm will advise you determine what possessions you are approved to keep and what assets, if any, is at risk. Undoubtedly, under Massachusettsrules, individuals do not lose their homes, transportation, clothes, furnishings, wedding rings, 401(k), IRA, and personal possessions.
Can a Haverhill Bankruptcy Lawyer determine if I qualify for Bankruptcy?
Even though you may have heard chatter thatBankruptcy rules transformed in 2005, which now makes it more difficult to file for Bankruptcy. Although Bankruptcy rules did evolve, most debtors are still meet the requirements and qualify and file for Chapter 7. The new rules introduced the “means test”, which is based on IRS standards and median incomes. Our Attorneys understand the means test and the requirements to qualify for Chapter 7.
- Eliminate Credit Card Debt
- Stop Creditor Harassment
- Eliminate Repossession Delinquencies
- Stop Credit Card lawsuits
- Stop Wage Garnishments