Find a Bankruptcy Lawyer in Andover Massachusetts
An Andover, Massachusetts Bankruptcy Lawyer will help you determine if bankruptcy is a possible solution to your financial problems. For those who cannot make ends meat, Bankruptcy offers a Fresh Start. Bankruptcy erases most financial burdens, including credit cards, payday loans, repossession deficiency balances, lawsuits, some tax obligations, and personal loans. Most idividuals retain or keep assets and personal property after filing chapter 7. Massachusetts state and Federal law determine what debtors are authorized to retain (“Massachusetts State Exemptions”). Our firm will help you find out what belongings you are approved to keep and what assets, if any, is at risk. More often than not, under Massachusettsstatutes, debtors keep their homes, transportation, clothes, home furnishings, wedding rings, retirement savings, and personal possessions.
Can an Andover Bankruptcy Lawyer determine if I qualify for Bankruptcy?
While you may have heard rumblings thatChapter 7 rules transformed in 2005, which now makes it more difficult to file for Bankruptcy. Even though Bankruptcy requirements did change, most individuals are still able to qualify and file for Chapter 7. The new rules introduced the “means test”, which is based on IRS standards and median incomes. We understand the means test and the requirements to qualify for Chapter 7.
- Eliminate Credit Card Debt
- Stop Creditor Harassment
- Eliminate Repossession Delinquencies
- Stop Credit Card lawsuits
- Stop Wage Garnishments